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SheetB-04
Phase05 Fund
SubjectCoveted Capital
IssueRev. 01

Capital

Underwritten from the asset and the exit, not the narrative.

The lending arm structures and delivers capital for the same kinds of projects the firm builds. That is the point. The underwriter has stood on the job site.

Waterfall quartz island and white oak cabinetry in a completed Phoenix metro renovation financed and built inside the firm.
01Programmes
ProgrammeBasisNote
Fix and flip100% of purchase and remodelAdvertised program
Ground up constructionDraw basedResidential and small commercial
DSCR rentalQualified on the assetNo personal income test
Bridge and short termSpeed over structureTiming driven
Private and hard moneyAsset backedNon conventional
ConventionalStandard agencyWhere it fits
Reverse mortgageEquity releaseOwner occupied
Creative structuresBuilt to the dealCase by case

The underwriting

From the asset and the exit rather than the narrative.

Most lenders read a borrower’s story because the asset is the only thing they have never seen. This one is attached to the construction arm, the design and permitting team, and the acquisition desk.

So the questions are different. What does the property actually support, what does the scope really cost, and who is standing behind the schedule. Those are answerable from inside the building.

02Record
LicensedAll 50 states
Underwriting basisAsset and exit
ProgramsFix and flip, construction, DSCR, bridge, private, conventional, reverse
InvolvementStructuring through execution
AccountableNoah Knisely, Director
03Accountable

Noah Knisely

Director of Coveted Capital

Leads capital structuring and delivers financing through Coveted Capital. Fix and flip, ground up construction, DSCR rental, bridge and short term, private and hard money, conventional, reverse, and creative structures.

04Next

Request capital.

One form. It routes to the person who owns this phase, notifies them on their phone, and acknowledges you immediately. No portal, no queue, no third party inbox.

Request capital

Underwriting starts at the asset and the exit. Tell us both.

Routed to Noah Knisely